For over 25 years, Mel has been delivering bottom line profit improvements to the financial services industry. He has deep subject matter expertise in payments, retail transaction banking, credit cards, business banking/lending, personal lending, micro lending, vehicle finance and mortgages. Mel built and lead the Financial Performance Services consulting team whilst at Fiserv and now at FINPE. He has a strong track record of creating intellectual property in the area of financial performance enhancement and is highly respected by his clients for his expertise, experience and ability to deliver results. Accomplishments include leading teams to deliver engagement values to clients in excess of $3 billion to major FIs in the US, UK, France, Poland, Sweden, Norway, Brazil, Mexico, Colombia, South Africa, Spain, Turkey, India, Sri Lanka and Australia. Mel is an Alumni of the University of Oxford, Saïd Business School Executive Leadership Program and graduated Summa Cum Lauda, Bsc Finance and Commercial Banking from Oklahoma State University, Oklahoma, USA.

Yas has over 16 years of experience in the financial services industry with subject matter expertise in payments, cards, consumer lending and retail transaction banking, business banking and mortgages. Highly specialised subject matter expert and a key contributor in creating intellectual property in the area of financial performance enhancement. Consulting experience in multiple international markets delivering value in excess of $400m in the UK, South Africa, Brazil, Mexico, Turkey, Poland, India, Sri Lanka, Sweden, France, and Australia. Yas obtained her MBA-Finance from Heriot-Watt University in Edinburgh, UK.

Over 15 years of experience in the financial services industry with top tier retail and investment banks including HSBC, Commerzbank AG, Barclays Investment Bank, & Morgan Stanley. Experience in Capital and Risk mitigation; Balance sheet reduction and optimisation; Capital planning and management;  Large exposure and credit and counterparty risk monitoring; Deep understanding of regulatory rules such as Basel/BIPRU/CRD.  Fellow of Association of Chartered Certified Accountants UK (ACCA).  Wijay obtained his BA in Accounting and Finance from University of Surrey in the UK and MSc in Business Administration from University of Strathclyde, Glasgow, UK

Experienced Senior Executive in payments. with 25+ yrs in Payments and Financial Services. Managing relationships at C-suite level and developing highly successful teams. Strong focus on revenue generation and building partnerships. Leader/Mentor/ Self Motivated/ goal oriented/ results driven. Marco obtained his BA in Administration from Instituto Tecnológico Autónomo de México and MBA from the University of Birmingham, UK

With over 30 years immersed in the banking and financial services sector, Ashley brings a wealth of expertise in data decisioning especially relating to credit risk management and financial crime. Ashley’s career spans navigating credit reference agencies (CRA) and delving deep into related commercial strategies, tools, and product offerings, ensuring a comprehensive understanding of the industry landscape.